Farms & Agri
Farm Business Insurance Claim Ireland
When storm, fire or flood hits your farm, the damage rarely stops at the buildings. We manage your claim end to end so you can keep the farm running while we secure your full entitlement.
CBI Regulated · No Win, No Fee · Trevor Kelly MSCSI MRICS
The Real Impact
Damage to a farm is damage to your livelihood
A farm is not a single building, it is a working business. When a storm strips a roof, a fire takes a shed, or floodwater ruins stored feed, the loss ripples through everything: housed livestock, machinery, the harvest in the yard and the income you depend on. The clean-up cannot wait, but neither can a properly prepared claim.
Irish farmers are too often left to face this alone. Many have never made a major claim before, and few have ever had a loss assessor working on their side. The insurer, by contrast, appoints a loss adjuster to protect the insurer’s position. That imbalance is exactly the gap we close.
Common Farm Claims
Storm, fire and flood: the claims we see most
Irish weather and the nature of farm operations mean some losses come up again and again. Whatever the cause, the principle is the same: every element of the damage should be identified, valued and claimed in full.
- Storm damage to sheds, roofs, fencing and slurry stores. See our commercial storm damage claim service.
- Fire damage to barns, hay and machinery sheds. See our commercial fire damage claim service.
- Flood damage to feed, bedding, electrics and ground-floor stores
- Impact & accidental damage to plant, grain dryers and equipment
How It Works
From first call to full settlement
A straightforward process, built around a farm that still has to be run.
We come to you, walk the yard and inspect every affected building, store and item of plant.
We read your policy in full and identify every cover that applies, including business interruption.
We document, cost and lodge the claim, then deal with the insurer’s loss adjuster on your behalf.
We negotiate to your full entitlement and pursue interim payments to keep cash moving where possible.
What We Claim For
Every loss on the farm, not just the obvious ones
A farm claim spans far more than a damaged roof. We make sure the full picture is captured, valued correctly and included from the start, so nothing is quietly left off the settlement.
- Farm buildings sheds, barns, parlours and outbuildings
- Livestock losses and welfare costs where covered
- Machinery & plant tractors, dryers, generators and equipment
- Grain & crop loss stored harvest, feed, seed and bedding
Keeping The Farm Running
Farm business interruption, handled properly
When a fire takes a shed or a flood wrecks your stores, the farm does not simply pause. Milk still has to leave the yard, animals still need housing and feed, and lost income has to be made up. Farm business interruption cover is one of the most overlooked and undervalued parts of any rural claim.
We quantify the disruption to your trading, the cost of temporary arrangements and the income you stand to lose, then build that into the claim alongside the physical damage. Read more about wider commercial property insurance claims and how the same principles apply to your farm.
Call Us NowClient Feedback
Trusted by business owners across Ireland
After the storm took two shed roofs, I had no idea where to start. They walked the whole farm with me, costed everything and dealt with the adjuster. The final settlement was far more than I would ever have claimed myself.
A fire in the machinery shed could have finished us. They handled the insurer end to end and got an interim payment that kept the farm going. Calm, clear and always on our side.
Common Questions
Your questions, answered
We work on a no win, no fee basis. Our fee is a percentage of the settlement we secure, agreed with you in advance, so there is nothing to pay up front. If there is no settlement, there is no fee.
Make the site safe and protect animals and people first. Then take photographs of everything before any clean-up, keep damaged items where it is safe to do so, and call us. We will guide you on what to record and how to make any urgent temporary repairs without harming your claim.
It varies with the size and complexity of the loss. A single shed roof settles far faster than a major fire with business interruption. We keep the claim moving at every stage and pursue interim payments where possible so cash is not held up unnecessarily.
Yes, end to end. We prepare and lodge the claim, deal with the insurer’s appointed loss adjuster, handle the paperwork and negotiate on your behalf, so you can stay focused on running the farm.
We act for farm and rural businesses right across Ireland. We are based in Rush, Co. Dublin, and travel to your farm wherever it is for the initial assessment.
Yes. We regularly come on board after the event, including where an offer has already been made. We can review your policy and the offer free of charge and tell you honestly whether more can reasonably be pursued.
across Ireland since 2009
Central Bank of Ireland regulated. RICS/SCSI accredited. No win, no fee.
Damage on the farm?
Let us carry the claim
Talk to a chartered loss assessor who will act for you, not the insurer. The first assessment is free, with no obligation. No win, no fee.
